Undergraduate fees and finance

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Tuition fees

2021 entry

To find out how much your fees are, please check the relevant programme page or access the downloadable PDF of tuition fees:

If you have any questions about tuition fees, please get in touch with the Fees Office by calling +44 (0)20 7078 5311 or emailing fees@gold.ac.uk.

Scholarships and bursaries

Goldsmiths offers a range of financial support including undergraduate scholarships and bursaries. These are awarded based on a variety of criteria, for example academic achievements or personal circumstances. 

Scholarships for 2021 entry are now live. Find out more using the Scholarships Finder.

Student loans

2021 entry

Tuition fee loans

Most Home students are eligible for a Tuition Fee Loan.

If you take out the loan, Student Finance England will pay your fees directly to Goldsmiths, meaning you won't have to pay anything upfront.

The process is different if you're a student from Scotland, Wales or Northern Ireland. Visit your relevant website for more information:

Help with living costs

The government also offers Maintenance Loans to help with living costs.

The amount you can borrow depends on your household income and whether or not you live at home during your degree.

Unlike the Tuition Fee Loan, the Maintenance Loan is paid directly into your bank account.

Repaying your loans

For both Tuition Fee Loans and Maintenance Loans, you only start paying back the loan when you earn over a set threshold, and your monthly payments are based on how much you earn. Current rules are set so that you pay back 9% of whatever you earn over the threshold. The threshold changes every year, but from April 2021 in England it will be £27,295

You can read more about repaying student loans on the GOV.UK website.

Eligibility

Brexit – EU settlement scheme

The Government has confirmed that EU nationals applying for university places from the 2021/22 academic year will no longer be eligible for a student loan.  

If you are an EU national commencing study in 2021/22 who has pre-settled/settled status you are likely to be eligible for financial support from Student Finance England for the year 2021/22 and beyond.  

If you are a continuing EU student, you will continue to be funded until you graduate or withdraw from your course.

Previous study

You are usually only eligible for funding if you’re doing your first higher education qualification. If you have spent any time in higher education before, this will be counted as ‘previous study’ and will be deducted from the funding entitlement of your new course. Student Finance will count any academic year that you attended higher education as previous study, even if you did not receive any funding from them for that year, and even if you were not in attendance for the whole year. 

You may still be eligible for limited funding in certain circumstances and for some courses. The rules on previous study are complicated. If you are unsure of your entitlement or need further advice, please contact Student Finance England directly. 

If you stopped your studies for a personal reason (for example, you were ill or pregnant) you could get funding for your course. In this instance, you should apply online with supporting evidence. Please contact advice@gold.ac.uk if you need assistance with your application.

Applying for student finance

SFE provide funding for the ordinary duration of your course plus one extra year - referred to as a ‘gift year.'

E.g. A 3 year BA or BSC course would attract four years of funding. 

 

The gift year can be used to fund a repeat year of study. During this year you continue to be eligible for all the SFE loans and grants you usually receive.

Students need to reapply for their student loan, for every year of their studies. 

Applications usually open around Easter. If your application is late, you may not receive your money at the start of term.  

You will still be able to apply for a course at Goldsmiths and successfully enrol on your programme, but you will be liable for your tuition fees until your application has been approved by your provider.

In order to receive your funding, you need to re-enrol with the University at the start of each academic year. More information is available on the new and continuing student enrolment pages. 

Eligible students will need to apply to the relevant funding authority for the nation they normally live in; 

Repeating study at Goldsmiths

If you are a full-time student and the Board of Examiners have determined that you should repeat your year in full/part time attendance, you continue to be a ‘full-time student’ and you can still apply for Student Finance England funding. Do not apply for part-time funding, even if you're taking fewer modules than usual as you are not eligible for this.  

If you are repeating in Exam attendance, you are not eligible for funding. Please see here for exam fee information.

How will I be paid?

Your student finance tuition fee payments will be made directly to Goldsmiths by your student finance provider, to cover your tuition fees shortly after the start of term, provided you have completed enrolment.  

Similarly, your student maintenance loan payment is contingent on you having completed enrolment*. Maintenance payments will be paid to you on the first day of term and can take four working days to arrive in your account. You will not be paid your maintenance before the official start of term. 

*if your enrolment is completed after the start of the term, it will take four working days from when enrolment is completed.  

If you haven't received your maintenance loan, check: 

  • That you are fully enrolled – you will receive a confirmation of enrolment email.
  • That you have been assessed by your awarding body and have received confirmation that your loan has been approved. 
  • That the name on your loan application is as it is shown on your formal identification and matches Goldsmiths’ records. If not, please contact your awarding body to update your details.
  • That your original loan application was for Goldsmiths. If not, please email fees(@gold.ac.uk) requesting a manual registration, please include your full name, date of birth, Goldsmiths’ student reference, and Student Support Number (SSN)*.
  • That your bank details are correct on your application.
  • That you've signed and returned your declaration form.
  • That you’ve allowed five working days for the funds to be paid into your bank account.

If you have checked all this, contact the Student Loans Company

* Your Student Support Number (SSN) is the unique identification number given to you by Student Finance, once your funding has been confirmed. The SSN will consist of four letters, followed by eight numbers and another letter (e.g. ABCD12345678Z) and is included in most documents sent to you from Student Finance. This is usually printed underneath the barcode on the top left-hand side of your student finance correspondence.

External funding options

In addition to the scholarships and bursaries offered by Goldsmiths, you may also be able to apply for extra funding from external sources including charities and trusts. Scholarship Hub is a good place to start looking.

You can also visit your local library and look through one or more of the following publications for information on grant-making bodies: Educational Grants Directory, Charities Digest, Grants Register, Directory of Grant Making Trusts.

Louis and Beth share their tips on how to budget at university.